About
P&L International Pay and Money Trading Company
P&L International Pay and Money Trading Company
We prioritize safety, speed, and convenience—delivering FX and cross-border payment workflows with compliance-first due diligence, traceable records, and reconciliation-friendly outputs.
Hong Kong Money Service Operator Licence (Licence No.: 16-12-02018)
Our Hong Kong Money Service Operator (MSO) licensed entity is Ling's Limited (LING'S LIMITED). Click the company name for the official website.
Who we are
P&L International Pay and Money Trading Company provides cross-border payment workflows and compliant FX services. Our Hong Kong MSO licensed entity is Ling's Limited (LING'S LIMITED); use the official website link at the top of this page. We help businesses achieve transparent quotes, controlled processes, traceable records, and easier reconciliation.
- Compliant and reliable: we follow regulatory requirements and apply necessary security measures.
- Due diligence: we verify fund sources; corporate clients can arrange on-site visits when needed.
- Record-keeping: searchable transaction and reconciliation data for audit and compliance needs.
We value
Transparency and traceability
Rates aren’t just about “cheap or not”—they’re about knowing the rate, fees, and settlement window before you confirm, and reconciling quickly afterward.
We specialize in
Corporate FX & SEA routes
We prioritize the Philippines and expand to Thailand, Vietnam, Indonesia—helping e-commerce, trade, and outsourcing teams build stable collection, FX, and payout flows.
Why us
Why choose P&L
We build compliance and operational efficiency into the workflow—so finance, compliance, and operations work off the same data instead of patching gaps with spreadsheets.
Reason 01
Transparent pricing
See reference rates and fee logic before you confirm—better for budgeting, approvals, and comparisons.
Reason 02
Reconciliation-ready records
Traceable records for spot audits and internal reconciliation workflows.
Reason 03
SEA coverage
Philippines-first with routes to Thailand, Vietnam, and Indonesia for more stable settlement.
Mission
Mission
No more guessing in cross-border flows—transparent rates, trackable status, and reconciliation-ready data for stable and controllable operations.
Vision
Vision
Be Hong Kong’s infrastructure partner connecting SEA—better settlement experience, clearer rate/fee visibility, and lower manual ops cost under compliance.
How we work
How we work
We start with your context (industry, payment scenario, destination, volumes), then propose routes and help you operationalize a compliant process.
Step 01
Requirements
Confirm currency, destination, timing, reconciliation needs, and frequency.
Step 02
Compliance & records
Collect and review required information for traceable audit-ready records.
Step 03
FX & settlement
Execute FX/payout after confirmation and provide reconciliation data.